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Alkhidmat Islamic Microfinance was initiated with the objective of providing interest-free microcredit to the poor and needy to enable them to start a business, earn a respectable income, and improve their standard of living. The Islamic Microfinance Program is dedicated to improving the lives of the underprivileged segment of society—those who are financially unstable and await opportunities for a respectable earning. The program is based on the Islamic teachings of “Qarz-e-Hasna,” which literally means to help someone in need through an interest-free loan. The Islamic Microfinance Program also provides the poor with interest-free loans so that they may acquire a livelihood, learn a skill to earn, and fulfill their needs.
The Islamic Microfinance Program by Alkhidmat Khawateen Trust Pakistan is a life‑changing initiative aimed at empowering underprivileged individuals by providing interest‑free small‑business funding to help them achieve financial independence. Rooted in the spirit of brotherhood and economic upliftment, the program enables aspiring entrepreneurs, daily‑wage earners, and struggling families to start or expand their businesses without the burden of debt or interest.
Through zero‑cost financial assistance, training, and mentorship, the Islamic Microfinance Program helps individuals break the cycle of poverty, create sustainable livelihoods, and contribute to their communities. Whether it’s funding for a small shop, a home‑based business, or a skill‑based enterprise, Alkhidmat ensures that deserving individuals receive the support they need to stand on their own feet. This initiative not only fosters entrepreneurship but also strengthens economic stability, bringing hope and dignity to those in need
“Charity does not in any way decrease the wealth and the servant who forgives, Allah adds to his respect; and the one who shows humility, Allah elevates him in the estimation (of the people).” (Muslim Vol. 4, Hadith 6264)